Single Family Rehabilitation

The Single-Family Rehabilitation Programs provide assistance to homeowners with major repairs, through rehabilitation. The programs are intended to assist low and moderate-income homeowners who cannot afford to complete the repairs themselves. Funds are provided by the City's Community Development Block Grant (CDBG) and Home programs. These programs are funded by the U.S. Department of Housing and Urban Development (HUD). Access the application package (PDF).

Program Structure

The Rehabilitation Programs focus on the following priorities and provide funding up to $25,000:

  • The elimination of minimum housing code violations to provide for decent, safe, and sanitary housing. Basically, the objectives are to rehabilitate existing housing units by providing new, replaced, or repaired materials in the following areas of general construction:
    • Electrical systems
    • HVAC
    • Painting
    • Plumbing systems
    • Roofing
  • The replacement or repair of elements in the structure that could deteriorate because of age or condition in the near future (incipient violations).
  • Central air conditioner repairs, replacement, or installation of new central air conditioning unit when such costs combined with other repairs do not exceed the maximum limits for each program.

Single-Family Rehabilitation Grant Program

To cover the cost of repairs, the program is set up to provide a grant to eligible homeowners. Parameters of the Program are listed below:

  • All household members must be in the US legally
  • Property must be located in the City of Garland
  • Applicant must have full title to the property
  • Property taxes must be current
  • Any mortgages must not be delinquent
  • Applicants are eligible to reapply for services every 10 years
  • Funding is distributed on a first come first served basis until all funding has been allocated. 

Required Documentation

Household income is required to be at or below the Housing and Urban Development income guidelines in order to qualify. The home must be owned and occupied by the family at a minimum of 1 year prior to application. Clients must be creditworthy and have no bankruptcy filings or judgments for the previous 2 years from application. The following documentation is required at the submission of an application:

  • 2 months of Bank Statements
  • 2 Months of Paycheck Stubs
  • Copies of all other income documentation received on a regular basis
  • Copies of Drivers Licenses for all family members
  • Copies of Social Security Cards for all family members
  • Copy of Deed of Trust
  • Divorce Decree (if applicable)
  • Social Security Award Letter (if applicable)